The housing market is slowing down here in my area. At the selling peak houses where going like crazy. In my area houses are being built all over. We decided to move here right before the selling craze. We got a very nice deal on the building of our home. The land was also very cheap compared to what it is now. Because we sold our previous house at such a good time we had enough money to purchase the land outright. We did however take a loan out for the construction of our new home. At the time we didn't really know much about how to find the best deals on home loans so I am not sure that we made the right choices. Since we were building a home we could not netogiate closing costs so finding the lowest rate was our main consern. Construction loans generally have higher interest rates so after a few months we refinanced and got a great 5.67%. The only thing I think we would have done differently if we were to do it again would be to get a 15 year loan instead of a 30 year. Dave Ramsey has convinced me this should be the only option when getting a home loan. If you are looking for a great site to find out the best deals on personal home loan mortgages you should check out personalhomeloanmortgages.com. You can find great resources which include a directory of
mortgage brokers. They also have blogs to help you make the right choice.
Site Review:
Overall feel: Nice layout except for the left side web design (I just personally think it looks off centered). The site is clean with not to much clutter.
Content: Very useful information. The site includes a mortgage calculator, local search, quick qualifier, knowledge base.
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